Welcome to SpendWiseAI ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application SpendWiseAI (the "App").
Please read this Privacy Policy carefully. By using the App, you agree to the collection and use of information in accordance with this policy.
Information We Collect
1. Account Information
When you create an account, we collect:
Email address
Password (encrypted)
Display name (optional)
Profile photo (optional)
2. Financial Data
To provide expense tracking services, we collect:
Expense amounts and descriptions
Expense categories
Expense dates and times
Budget information (amounts, categories, periods)
Payment methods (labels only, not actual card numbers)
3. Receipt Data
When you use the receipt scanning feature:
Photos of receipts (processed for text extraction)
Extracted merchant names, amounts, dates, and items
Receipt images are processed and not stored permanently on our servers
4. Voice Data
When you use voice input features:
Audio recordings are temporarily processed to extract expense information
Voice data is converted to text and immediately discarded
We do not store voice recordings
5. Usage Data
We automatically collect:
App usage statistics
Feature usage (AI requests, scans, voice inputs)
Device information (device type, operating system)
We implement industry-standard security measures including:
End-to-end encryption for data transmission (HTTPS/TLS)
Encrypted database storage
Secure authentication with Firebase Auth
Regular security audits and updates
Data Retention
Active account data is retained while your account exists
Deleted expenses are removed within 30 days
Account deletion removes all associated data within 30 days
Your Rights and Choices
Access: View and export your data within the App
Correction: Edit or update your records anytime
Deletion: Delete individual items or your entire account
Opt-Out: Disable AI features while using manual tracking
Children's Privacy
SpendWiseAI is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.
International Data Transfers
Your information may be transferred to and processed in countries other than your country of residence. We ensure appropriate safeguards are in place to protect your information.
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy in the App and updating the "Last Updated" date.
California Privacy Rights (CCPA)
California residents have rights to know, access, delete, and opt-out. We do not sell your personal information.
European Privacy Rights (GDPR)
EEA residents have rights to access, rectification, erasure, restriction, portability, and objection. Contact us to exercise these rights.